You Build Equity with homeownership. When you pay rent, the money is gone and you never see it again. Buying a home does come with some initial costs like a downpayment, closing costs, and inspections. With time you will make that money back and build equity in your home. Historically, homes appreciate by about 4 to 6 percent a year.  For the areas that have seen harder times since the recession, experts feel that the housing market will recover. Homeownership is about building long-term wealth. A home bought for $10,000 in 1960 is most likely worth 10 times that in today’s market.

Owning a home builds relationships. Renters tend to see their neighbors come and go quickly. Some people sign year leases while others are in the community for much shorter terms. Apartment complexes also tend to have less common shared space for people to meet, greet, and socialize. Homeowners have yards, walking trails, sidewalks  where they can get to know each other. Neighbors stay put much longer (at least three to five years giving everyone time to develop relationships. Research has shown that people with healthy relationships have more happiness and less stress.

Most people buying homes today know that a fixed-rate is the way to go. This means your payment amount is fixed for the life of the term. If your mortgage payment is $650 today, then it will still be $650 a month in 15 years. It’s much easier to budget and make financial plans.

Homeownership means you “own” your own home.  You can do what ever your little heart desires…renovate, update and paint. You can landscape, plant trees, put in a pool, add a patio or deck.  Wow the neighborhood with your  holiday decorating. The bottom line is,  this is your home and you can personalize it to your own taste. Most renters are stuck with the same white walls and yucky carpets that have been standard in apartments  for years.

Great interest rates!   Interest rates are at historic lows 3.5- 4% instead of 6.5% or higher. Huge savings for buyers. Since the recession the Home prices have lowered, making homes more affordable than ever. The market has become a “buyers market” …If you have steady income and some cash for a downpayment, (actually there are even programs with little to no money down)

Give me a call so we can talk about what homes in our area would be a good fit for you. Let’s get you into a home that is right for you! Call Cindy at 585-393-9919 or email cindy.lakebreeze@gmail.com

7210 St Rt 21 Naples NY 14512 Woodville Town of  Italy Yates County Ski & winter lodge….Summer cottage or fisherman’s getaway.

Winter Ski Chalet, Bristol Mountains only minutes down the road! Rehab needed. Have some vision, it could be so sweet! Great lake views! NO LAKE RIGHTS, boat launch directly across the street.

First time buyers will normally make visits to a couple of properties before coming up with a decision. It is really difficult to gauge several new houses according to their features, so it is advisable that you take pictures of each house and take down notes, particularly on the positive and negatives of each house. This way, you can review and compare notes, allowing you to come up with a better decision.

There are also several things that you should check out when you visit any residence that you wish to purchase. You need to look for things that could cost you additional expenses, which could range from trivial repairs to serious reconstruction.

First, take a look at the water pressure and drainage of the house by tapping on the bathroom, kitchen, and laundry. You can do this by running the tap for a couple of minutes, and drinking the water to test the taste of the water and flushing toilets to check pressure.

While you are at it, make sure that the hot water system of the house is sufficient for your family’s needs. A big family requires more hot water compared to a couple. You also have to look for rust, leaks, and age in the water system. Keep in mind that a defective water system may cost you serious money.

Your new house should give you good insulations, since it allows you to save on cooling and heating bills.

The rooms should be placed strategically. If you are a parent, you want your room to be placed near your children’s bedrooms, so you can easily check on them. It would also help if you have a toilet for every floor for convenience. Having two toilets for a two-floored house is recommended.

The new house should be free from leaky walls, roofs, and ceilings, but just to be sure visit the residence during rainy months is a plus.

Make sure you work with A NYS Licensed Real Estate Broker who has the experience to step you through the buying process. Contact Cindy Alves at Lake Breeze Real Estate.

This Pristine Townhome is nestled on a private wooded culd-e-sac in The Drumlins of Victor.
Freshly painted with rich designer colors.
Crown Moldings adorn almost every room.
Grand 2 story foyer & Great room, Cathedral Ceiling & Skylight with woodburning fireplace.
Updated eatin kitchen with all appliances incl.
Lg Master with bath rm & walk-in closet.
Tankless hot water heater, 1st floor laundry,
New lighting & switches & new premium carpet throughout.
Private treed backyard w/deck, plenty of closets & full basement for storage w/cedar closet.
2 car garage, generator, new driveway & roof. Lots of insulation.

Only $199,000

5248 Overlook Lane Canandaigua

Just like NEW…without the hassles of building! Lots of Extras.

Open Floor Plan, Great room with cathedral ceilings, gas fireplace & mantel, casablanca ceiling fan w/upper lower lights. Beautiful Armstrong Brazilian Cherry Laminate floors and upgraded carpets.

Toffee Maple cupboards, Eat in Kitchen w granite counters and breakfast bar. Kitchen MAYTAG appliances included. 3 bedrooms, 2 full baths, eat in kit, formal dining area, 1st floor laundry, back deck with pond views, master suite with master bath.

Town taxes but close to city, Central Air, 2 car garage, security system, professionally landscaped with sprinkler system. 2 car garage, Cute front covered porch. Built summer 2008.
Don’t wait, Ready for Quick Possession!

4533 Kear Road Canandaigua
Town of Bristol

4.2 acres
832 sq ft
2 bedrooms
1 bath
no basement
2.5 detached garage

Come inside to appreciate.

Priced to sell Quickly! Applances included and almost everything is available in the sale including all furniture except personal possessions…

4 bedrooms, room for another full bath upstairs, electric fireplace/mantle in living room for atmosphere,

Formal dining room, drapes included, Window A/C incl., Close to the lovely village of Phelps & ez access to thruway. Midlakes Schools.